Mike and I both have a couple of credit cards and they are really necessary for us since we own a few small online businesses. But I know a lot of people who do not like them, think they put people in debt. Yes, thatâ€™s true to a point that many people are in debt due to credit cards but whoâ€™s fault is that really? Shouldnâ€™t the blame be put on the adults who where issued the cards. You know how much money you are able to spend and if you decided to put more then you can afford on your credit card shouldnâ€™t you be responsible for that?
There are many cards out there that offer 0% balance transfers and we have used one credit card to transfer the balance to another that had a lower interest rate, which really made a difference in what we ended up paying at the end of the month. Personally, I donâ€™t think credit cards are evil and if they are used correctly they can be a real life savor. 0% Credit Cards